Masturbation Life Insurance


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First, rest assured that masturbating now won’t cause problems for your sexuality or future sex life OR YOUR ODDS OF GETTING TERM LIFE INSURANCE. Broadly speaking, masturbation is an ordinary, healthy option to explore your sexuality.

In reality, since masturbation is a typically a solo activity, there are very few – if any – potential risks. Some researchers who focus on sexually transmitted infections (STIs) even suggest that encouraging visitors to masturbate (significantly more than they will have sex with other people) decreases the general danger of spreading infections.

Masturbation can also be a safe way for you to find out about your body, and to find out what you enjoy…and that which you don’t. As you learn the geography of the body and just how to provide yourself an orgasm, you’ll begin your journey toward sexual awareness and a healthy knowledge of your very own sexuality.

Additionally, masturbation often helps people explore their fantasies in a safe way. And because everyone is different, you’ll already know just what to inform your future partner(s) as to what you want or don’t like when it comes to sex.

These are future partners, a lot of women (and men) who possess regular sex partners continue to masturbate. Based on the National Survey of Sexual Health and Behavior conducted by Indiana University, more than half of females ages 18-49 reported masturbating during the last 3 months. Within that group, rates were highest for females who were 25-29, and just a little low in the older age ranges.

Main point here? Not merely is masturbation perfectly normal and considered relatively safe because of the medical community, it’s also quite common for females and men to pleasure themselves throughout their lives.

People purchase Accidental Death insurance hoping that coverage would exist should they die as a result of accidental means. The interpretation for the words “accidental means” happens to be a topic of heated debate within the insurance industry and courts around the world.

Insurers have a tendency to declare that this is is a really narrow one and does not include instances when there is certainly an opportunity the death was caused by a disease, intoxication or a self-inflicted injury. One of the most complicated issues of AD&D coverage arises in cases of death resulting from autoerotic asphyxiation (AEA).

Autoerotic asphyxiation is the practice of limiting the flow of oxygen to the brain during masturbation in an attempt to heighten sexual pleasure. The practice is variously called asphyxiophilia, autoerotic asphyxia, or hypoxyphilia.

Different ways can be used to achieve the degree of oxygen depletion needed, such as hanging, suffocation with a plastic bag over the head, or chest compression, self-strangulation with ligature, gas or solvents. The most typical type of this behavior in which the decrease in oxygen is achieved involves the application of pressure to your veins carrying blood out of the head.

The asphyxial state stimulates nerve centers in the brain, and produces a state of hypercapnia (a rise in skin tightening and within the blood) and a concomitant state of hypoxia (a decline in oxygen within the blood), all of these end in a heightened intensity of sexual gratification[1].

Autoerotic asphyxiation can lead to death, since it does most of the time. Death could be as a result of equipment malfunction, errors during the keeping of the noose or ligature, or other mistakes. Data from the United States, England, Australia, and Canada indicate that certain to two hypoxyphilia-caused deaths per million population are detected and reported each year.

Issues arise once the categories of people who died while practicing autoerotic asphyxiation attempt to collect underneath the decedent’s life insurance policy or even the accidental death percentage of it.

Many insurance vendors consider death by AEA to be excluded from coverage as non-accidental (in the case of AD&D coverage), or intentionally self-inflicted (when it comes to standard life coverage). The laws covering this never-boring issue are complex and differ from state to mention. A beneficiary whose life insurance coverage or AD&D claim has been denied on account of AEA should consult a life insurance attorney in order to understand perhaps the claim happens to be properly handled.

Many federal courts have held that AEA is a personal injury and will not come under the category of suicide or self-inflicted injuries. Underneath the federal law, autoerotic asphyxiation is a repetitive pattern of behavior that people take part in during a period of years, and generally the intent for the individuals performing this act is not death.

When performed successfully, the act results only in a temporary decline in oxygen levels that creates light-headedness, and in most cases does not leave visible marks from the neck[2]. Because the famous Second Circuit Judge Ellsworth Van Graafeiland wrote, [U]ntil someone, whose opinion I respect, honestly informs me that as an over-all proposition, he or she would not think twice to undergo a session of autoerotic asphyxiation through strangulation, i am going to not change my mind. Partial strangulation is a personal injury. A suicidal motive is not required”[3].

Many state courts, on the other hand, have held that deaths caused by autoerotic asphyxiation were brought on by self-inflicted injuries, affirming denial of coverage to beneficiaries. Thus, the outcome of your claim denial appeal may rely on what law governs the insurance contract.

Too much of it will make you choose to go blind – or more you have been told. But for some, masturbation may have a genuine clinical benefit: it could ease restless leg syndrome (RLS). The insight could provide sweet relief for the 7 to 10 per cent of men and women in america and Europe who are suffering from the condition.
RLS is a distressing neurologic disorder characterised by an urge to move the legs. It is usually related to unpleasant sensations into the lower limbs such as tingling, aching and itching.
The precise factors behind RSL have yet to become pinpointed, but brain autopsies and imaging studies suggest one contributing factor is an imbalance of dopamine – a hormonal messenger that, on top of other things, activates the regions of the mind responsible for pleasure. It is suspected that dopamine imbalance is in charge of some of the outward indications of Parkinson’s disease.
Drugs that increase dopamine have been demonstrated to reduce apparent symptoms of RLS when taken at bedtime and therefore are considered the original remedy for choice.
Although such drugs provided significant improvement of symptoms for a 41-year-old man with RLS, he found an even better treatment – complete relief after masturbation or sex.


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