General Life Insurance Information

Joe Biden brings back Individual Mandate Penalty You Pay If You Don’t Have Health 2021

RUN RATES HERE FOR FREE SO YOU DO NOT GET A PENALTY….. https://www.healthsherpa.com/?_agent_id=scott-thiltgen Joe Biden, former vice president and 2020 Democratic presidential hopeful, said Friday he would bring back the individual mandate, the penalty for not having health insurance, which was a pillar of the Affordable Care Act. “Yes, I’d bring back the individual mandate,”.. More

COVID-19 and Life Insurance Rates

Can I Sign up for Life Insurance Right Now?

Social Media Posts could Affect Your Life Insurance Rates

Individuals have often been cautioned to watch what they post or otherwise divulge via social media, because employers may base hiring and firing decisions in part on what they find online.  But now, there is another group that may also be watching our social networking and analyzing the data that they glean from it: insurance.. More

Life Insurance for Military Families

No one likes to think about it, but we all die someday. The question is, are you financially prepared? The average funeral costs between $7,000 and $12,000. Social Security benefits are helpful, but they don’t come close to covering that amount — if you qualify, your survivors get a lump sum of $255 for your.. More

Overweight Life Insurance

There are roughly 100 million individuals in the United States who are obese with adults accounting for 39.6%, according to the latest 2018 information from the National Health & Nutrition Examination Survey. Many Americans realize that life insurance for overweight people can be more expensive. In fact, being heavier is one of the most common.. More

Life Insurance With a DUI Conviction

Why Do Life Insurance Companies Care About DUIs? It’s very simple. If you play with fire too long, you will get burned. We are not here to lecture, but driving while intoxicated is likely to lead to death, something the carrier must pay for via death benefit to your beneficiaries. Insurance companies hate risks. If.. More

Stay At Home Mom and Life Insurance

You’re probably already aware that a parent with a job outside the house most likely needs life insurance to protect their loved ones in case something were to happen. But it’s not just breadwinners who need coverage—stay-at-home parents do, too. Here are nine reasons why. 1. To replace the value of their labor. Stay-at-home parents.. More

Asthma Life Insurance

Life insurance companies are always interested in a wide array of details regarding any health condition they feel will decrease your chances of living a long life. Asthma is no different. Let’s look at some important things to consider when seeking a life insurance policy with asthma. Asthma is something which can start very early.. More