ANICO Insurance American National Life Insurance Company

ANICO (American National Life Insurance Company)

No Medical Exam Life Insurance Plans

ANICO or by their formal name American National Life Insurance Company, is a leading No Medical Exam carrier. Their rates are very competitive. We can do the entire application process over the phone!

How are their rates vs Full Medically Underwritten Plans?

I ran some sample quotes of Full Medical and ANICO Standard Signature Express Life Insurance Plans so you can see an overview of their rates and how competitive they can be with full medically underwritten plans:

Male, 33 years old, standard health class rating , Non Smoker , $250K , CA Resident

Full Medical Exam Rates:

SBLI @ $25.01 per Month
Transamerica @ $26.25
Protective @ $26.31

ANICO Insurance No Medical Exam Rate $29.81.

As you can see for a few dollars more a month, you can get fast coverage with No Medical Exam!

As a note, most No Medical Exam Life insurance companies, such as ANICO , offer up to $250K of Term Life Insurance. If you need higher amounts, then yes, you would have to go to a Full Medically Underwritten plan. If this is the case you can run a quote by clicking HERE

I am in fair health , what kind of rates can I expect?

They offer very competitive rates for most general health impairments: High Blood Pressure and Cholesterol, Diabetes Type 2 , controlled with Medication(s), Height and Weight concerns etc. If you have a higher risk health class , please review my recent article by clicking HERE

They also offer very competitive Tobacco User rates.

Do you live in New York State?

If so you may or may not know but ANICO is one of only a very small number of carriers that will offer No Medical Exam Plans! I do have one other carrier that will offer No Medical Exam Plans, Transamerica, but the face amount must be under $100K.

How do I get started?

Call me, its that simple! My number is 512-963-5000. I will run a no hassle, no pressure quote. Or if you prefer you can use my contact form and I can call you back at a time of your choice.

Here is a company history and an overview of American National Life Insurance

American National Insurance Company was founded in 1905 by William L. Moody, Jr. and is headquartered in Galveston, Texas.

The Company has multiple subsidiaries, and has operations in Springfield, Missouri; Glenmont, New York; League City, Texas; and San Antonio, Texas.

Throughout the company’s history, the Moody family members have maintained an active role in the direction of the company. Strong management and prudent reinvestment in the company’s growth have made the company a major provider of insurance and annuities.

American National offers a broad variety of life insurance, retirement annuities, accident and health insurance, pension plan products and services, credit insurance, and property/casualty insurance for personal lines, agribusiness and targeted commercial exposures.

Products are distributed through career agents, independent marketing organizations and multiple line exclusive agents as well as direct distribution channels.

American National’s mission is to be the company of choice for insurance and other financial products and services while maintaining superior financial strength.