Free Life Insurance Quotes Online

Free Life Insurance Quotes

Apply when YOU are ready

If you are interested in running your own free, Medically Underwrirten or No Medical Exam  life insurance quotes, then you have come to the right place.  I understand that you simply want to do some shopping and that is perfectly fine! If you like what you see, you can request an application or , with our No Medical Exam plan , you can apply online and, if you qualify, have a policy in place in about 10 minutes!

Run a Full Medically underwritten Life insurance quote click HERE

Run a No Medical Exam life insurance quote click HERE ( Max age of 60 on this particular plan). If you are over 60 please run the Full Medically Underwritten plan.

The Full Medical  quote module offers the least expensive plans available which are Fully Underwritten Exams/ Fully Underwritten exams will require you to take a medical exam , at no cost to you, and the results will be included with your application to the carrier. These exams will do Height / Weight , Blood Draw , Urine sample, Blood Pressure check etc. They can be done at your home or office and are scheduled at your convenience.

The No Medical Exam plans can also be very competitively priced and you can have a plan, if you qualify , in place in about 10 minutes.

Although I feel it is best to speak with an experienced agent, especially if you have a pre-existing health condition or are involved in a high risk activity, you can certainly use our quote module to get an idea of premiums.

Review some of our Health Classes prior to running your own quote. Be aware that my quote module has certain parameters for health. If you do not fall within these parameters then a quote will not be displayed. If this happens to you during the quote process, please call me and we can discuss your current needs and I will be happy to run a free no hassle, no obligation Term Life Insurance Quote.

1. Please make a thoughtful assessment of your current health. Use this assessment chart:

2. Run a Needs Analysis to see how much coverage you may need. Click on  Mr. Calculator!: Close the Calculator window after you have completed your calculations.

HEALTH CLASS CHART

Preferred Plus
(Best Class)		 Preferred Standard Plus Standard
  • No health impairments
  • No history of diabetes, cancer or heart disease
  • No high blood pressure
  • No Cardiovascular disease or cancer in either parent or siblings before age 60
  • No tobacco use in 36-60 months (varies by company)
  • Cholesterol under 220
  • No substance abuse
  • No hazardous activities
  • No health impairments
  • No history of diabetes, cancer or heart disease
  • May have controlledblood pressure
  • No Cardiovascular or cancer death in either parent before age 60
  • No tobacco use in last 12-36 months (varies by company)
  • Cholesterol under 250
  • No hazardous activities
  • Only minor health impairments
  • May have currently controlled blood pressure
  • No Cardiovascular death of more than one parent before age 60
  • No tobacco use in last 12-24 months (varies by company)
  • Cholesterol under 285
  • No substance abuse in past 7 years
  • No hazardous activities
  • Some health impairments
  • May have currently controlled blood pressure
  • No cardiovascular death of a parent before age 61
  • No tobacco use in last 12 months (varies by company)
  • Cholesterol under 300
  • no substance abuse in past 7 years
  • No hazardous activities