Term Life Insurance Quotes

Term Life Insurance Quotes

Term Life Insurance Quotes

By Tom Poblano Run your own Term Life Insurance Quotes.  I have set up my EZ Life Quote Module to make the quoting process simple and straight forward. I work with 60+ carriers and I am confident that we can meet your Term Life Insurance needs. Run your own quote and apply when you are ready!

If you have any Health problems, it would be best if we spoke. I deal with High Risk life insurance and can place people that have health problems. My quote module is set up for standard health / lifestyle quoting:  i.e. High Blood / Cholesterol , Smokers, Height and Weight etc, etc.

I fully understand that some people are simply “Shopping” around for rates and are not necessarily ready to speak with an Agent. No problem here!  Run your own quotes, you can submit the application when YOU are ready. If you have questions I am here to answer any and all questions.

If you do decide to submit an application request, the application will come to my office and I will review and contact you with any questions.

Start your Life Insurance quote by clicking HERE

Prior to running your own Term Life Insurance Quotes please read the following:

1. Please make a thoughtful assessment of your current health. Use this assessment chart:

2. Run a Needs Analysis to see how much coverage you may need. Click on  Mr. Calculator!:  Close the Calculator window after you have completed your calculations.

 

Preferred Plus
(Best Class)
Preferred Standard Plus Standard
  • No health impairments
  • No history of diabetes, cancer or heart disease
  • No high blood pressure
  • No Cardiovascular disease or cancer in either parent or siblings before age 60
  • No tobacco use in 36-60 months (varies by company)
  • Cholesterol under 220
  • No substance abuse
  • No hazardous activities
  • No health impairments
  • No history of diabetes, cancer or heart disease
  • May have controlled blood pressure
  • No Cardiovascular or cancer death in either parent before age 60
  • No tobacco use in last 12-36 months (varies by company)
  • Cholesterol under 250
  • No hazardous activities
  • Only minor health impairments
  • May have currently controlled blood pressure
  • No Cardiovascular death of more than one parent before age 60
  • No tobacco use in last 12-24 months (varies by company)
  • Cholesterol under 285
  • No substance abuse in past 7 years
  • No hazardous activities
  • Some health impairments
  • May have currently controlled blood pressure
  • No cardiovascular death of a parent before age 61
  • No tobacco use in last 12 months (varies by company)
  • Cholesterol under 300
  • no substance abuse in past 7 years
  • No hazardous activities

If you have a question, please contact my office or fill out our contact request form. My number is 512-963-5000