PPO HEALTH INSURANCE IS BACK.
Are you fed up with the Obamacare HMO Plan that you had to choose this year?
Tired of not having the Doctors that you want to see in your network? Do you want your PPO PLAN BACK. AS OF JANUARY 2017 THE STATE OF TEXAS HAS BROUGHT BACK HUSBAND AND WIFE TWO MAN GROUPS.CALL 512-963-5000 FOR RATES TODAY.
Well as of JANUARY 2017 THE STATE OF TEXAS HAS BROUGHT BACK HUSBAND AND WIFE TWO MAN GROUP’S. This means I now can again write husband and wife group health insurance if they have a business and are listed as owners on the LLC. If you are not getting a subsidy and paying full price for your Obamacare HMO plan you can now take back your Heath Insurance and not let the government pick your Doctor’s. Call today 512-963-5000 or email me at STIBROKER1@GMAIL.COM for your custom quotes emailed to you. I have been a Health Insurance Broker for 23 years and I leave no stone upturned we it comes to my clients health insurance needs. That’s right Texas HAS made all the health insurance company’s that are pulling out of the ACA or as it has been called OBAMACARE to bring back Husband and Wife two man groups.Are you sick of not having a PPO to choose from? Well now Texas has reinstated the Husband and Wife two man groups. That’s right you can get the same Health Insurance plans that the big company’s offer. And to top it off the rates are the same as your crappy Obamacare Plan. Call today 512-963-5000 to get your custom quotes emailed to you and you can have a plan with all the doctors you want in your network.
You will find many affordable Trumpcare Health Insurance plans for individuals, families and the self-employed in the market place. Many are available online at Stibroker.com It is not hard to find Trumpcare Health Insurance that meet your needs and budget as long as you know where to look and how to effectively shop for good coverage. All the Trumpcare Health Insurance companies in Texas offer low cost, affordable Trumpcare Health Insurance plans to cover the most basic needs as well as catastrophic coverage. You can find affordable Texas Trumpcare Health Insurance plans from Aetna, Blue Cross Blue Shield, Cigna, Humana, United Healthcare and more. Here are just a few to consider.
Here is the paperwork BCBS requires to enroll a new group.
Small Employer Benefit Program Application (BPA)
Signed BCBS quote
Proof of wages (TWC report or other payroll documents)
Texas Supplemental Employee Verification form – needs to list out any employees who are not on the TWC report.
Proof of business – required only in TWC is not available
Employer Group Information form
EFT form or physical check for 1st month’s premium.
FROM BLUE CROSS BLUE SHIELD HEALTH INSURANCE TEXAS
Small Group (1-50): TDI Updates FAQ on “Mom and
On Dec. 1, 2016, the Texas Department of Insurance (TDI) issued and expanded its
Frequently Asked Questions (FAQs) related to “Mom and Pop” groups.
Under the FAQs, TDI specifies that issuers cannot refuse to accept or non-renew
businesses comprised solely of two employees who are married to each other, for small
group (1-50) coverage.
Paperwork submission requirements have not changed. Please continue to submit the
Employer Group Information (EGI) form and other required documents. We request that
producers with businesses applying for new coverage on or after Dec. 1, 2016, who are
impacted by this FAQ (i.e., businesses comprised solely of two employees who are
married to each other), include a note with the case submission indicating that the
applicants are married to each other.
For additional questions, please contact your Blue Cross and Blue Shield of Texas
AND FROM HUMANA HEALTH INSURANCE TEXAS
New eligibility rules for ‘family member’ small-group medical accounts require operational changes
Humana recently announced we’ll no longer accept small medical groups IF all the enrolling subscribers of a wholly owned business consist of the business owner and/or the business owner’s spouse (opposite or same sex). Based on federal guidance these groups are not considered valid groups for the purpose of health insurance, and should be referred to the individual market for coverage options. The one exception to this policy is the State of Texas, where we will write small group medical coverage to a husband and wife group where both of the spouses are employees (subject to receiving legal documentation to verify employee status). This change aligns with the policy for other carriers in the industry and is effective immediately.
Effective Dec. 1, 2016, Underwriting and Group Maintenance will require the Small Employer Attestation for Group Medical Coverage on groups of five or fewer enrolled subscribers. If you don’t submit the attestation with the new case enrollment material or medical plan add, we’ll request the attestation as “missing information.” If we still do not receive the attestation after 48 hours, we will withdraw the new case or medical plan add. This requirement affects group commercial medical only and does not apply to dental, vision or ancillary products.
Help us comply with federal small group medical eligibility rules. We created the form to avoid a wage and tax requirement for groups applying for medical coverage. Underwriting reserves the right to request Wage and Tax Statements (Form W-2) or a Schedule K-1 (Form 1065). A wage and tax does not take the place of the Small Employer Attestation for Group Medical Coverage form.
You’ll find the Small Employer Attestation for Group Medical Coverage on the Agent portal under Marketing Materials.
Please contact your Sales Executive if you have any questions regarding this change.